"Risk Management" isn't just a business phrase, it's something we do unconsciously every day of our lives.
The important thing about agitators like Eben and RMS is that they can highlight risks that are otherwise going unnoticed. You don't need to agree with their proposed (often drastic) solutions to appreciate the value of consciously assessing a risk and deciding you're happy to live with it, over not even realising the risk you're taking.