This was my first experience using Apple Pay NFC.
Hannah and I were ready to checkout and I pulled out my phone for payment. The store employee asked me, "Are you going to pay with your phone?" She sounded like this has not happened yet at her store. I said, "Yes."
She asked if my credit card was in my phone. I said it wasn't stored on the phone, but that a unique token for this transaction was used. She was so impressed.
The experience of using Apple Pay itself was not nearly entertaining as the excitement shared with the store employee.